Even the minimal, consistent and regular investment of $1 can lead a young investor to significant financial results in the long-term. This was told by the famous American financial consultant David Bach in his financial concept “The Latte Factor”.

The concept says that saving on small things on a daily basis, for example on a cup of latte, which costs $1, allows you to save $30 per month. By regularly investing the saved $30 a month, for example, in stablecoins and adding 10% interest to the staking, we will get the following results in 20 years:

Total investment for 20 years — $7,230
The total value of the invested % — $22,882
The return on investment of $ 1 at a distance of 20 years — $ 15,652

Refusing to buy unnecessary little things will not affect your existence on a permanent basis. You could give up the bad habit and invest the saved money — for instance, the pack of cigarettes in United States is about $5. Let’s figure out how much money we’ll make in 20 years by giving up smoking. Monthly savings will amount to $150. We will also add 10% interest and get the following results:

The amount of invested funds for 20 years — $36,150
Total amount, including invested % — $114,413
The return on investment of $1 at a distance of 20 years — $78,263

The numbers are impressive, and that’s only $1.

Anyone can start investing even if they don't have big money for it. Despite all beliefs that investments are available only to large capitals, it is pretty easy to find just $1 in your budget — it is enough to say “no” to any tiny daily purchase.

Always keep in mind that you don't have to go and invest a lot of money right away, especially if you are just getting acquainted with the Crypto World. It is possible to start from $1 to "explore the area". Have fun!

SimpleSwap reminds you that this article is provided for informational purposes only and does not provide investment advice. All purchases and cryptocurrency investments are your own responsibility.

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